HomeSouth CarolinaLancaster CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lancaster County, South Carolina

Fat Boy Data analyzed cash-out refinance activity in Lancaster County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,725 applications were decided by 148 lenders between 2023 and 2025.

Lancaster County at a glance

148Active lenders14 with 20+ decisions
72.3%Market approval rate1,247 of 1,725 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,189 loans funded

How Lancaster County compares

Approval rate compared
Lancaster County72.3%South Carolina69.0%All 616 counties68.2%
Typical loan compared
Lancaster County$145KSouth Carolina$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lancaster County, SC, 349 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 43.

The typical cash-out refinance here is $145K, 12% smaller than the South Carolina typical of $165K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 31% approved of 101Carrington Mortgage Services, LLC: 35% approved of 34Navy Federal Credit Union: 43% approved of 23New Day Financial, LLC: 55% approved of 20Newrez LLC: 56% approved of 54Nationstar Mortgage LLC: 68% approved of 22Loandepot.Com, LLC: 72% approved of 53Founders Federal Credit Union: 76% approved of 250Pennymac Loan Services, LLC: 76% approved of 34Freedom Mortgage Corporation: 77% approved of 39Quorum Federal Credit Union: 81% approved of 21United Wholesale Mortgage, LLC: 81% approved of 128Rocket Mortgage, LLC: 87% approved of 418Movement Mortgage, LLC: 98% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lancaster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC87%363 / 41896%$145K349
2Founders Federal Credit Union76%190 / 25097%$115K184
3United Wholesale Mortgage, LLCBroker only81%104 / 12899%$195K103
4Amerisave Mortgage Corporation31%31 / 101100%$75K31
5Newrez LLC56%30 / 54100%$105K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 143 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lancaster County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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