Lender profile · HMDA 2023–2025
Westerly Community mortgage approval rates & lending data
Westerly Community decided 1,005 mortgage applications and funded 824 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 370 / 433 | 100% | $145K | 370 |
| Home improvement loans | 83% | 293 / 355 | 100% | $105K | 292 |
| Refinance | 76% | 89 / 117 | 100% | $155K | 89 |
| Investment property purchase | 86% | 30 / 35 | 100% | $465K | 30 |
| Investment home improvement | 81% | 22 / 27 | 100% | $125K | 22 |
Westerly Community lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 81% | $105K | 652 | 525 |
| New Hampshire | 92% | $135K | 101 | 93 |
| Maine | 91% | $125K | 97 | 88 |
| Connecticut | 82% | $305K | 87 | 71 |
| Massachusetts | 69% | $175K | 68 | 47 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.