HomePuerto RicoRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Puerto Rico

Fat Boy Data analyzed mortgage refinance activity in Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 363 applications were decided by 33 lenders between 2023 and 2025.

Puerto Rico at a glance

33Active lenders8 with 20+ decisions
74.9%Market approval rate272 of 363 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up252 loans funded

How Puerto Rico compares

Approval rate compared
Puerto Rico74.9%All 616 counties76.5%
Typical loan compared
Puerto Rico$125KAll 616 counties$295K

What the data shows

Banco Popular De Puerto Rico made the most mortgage refinances in Puerto Rico, 42 of them.

E.M.I. Equity Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical mortgage refinance here is $125K, 58% smaller than the the United States typical of $295K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 43% approved of 23Firstbank Puerto Rico: 64% approved of 44Banco Popular De Puerto Rico: 74% approved of 61The Money House, Inc.: 74% approved of 31Oriental Bank: 74% approved of 35First Equity Mortgage Bankers, Inc.: 76% approved of 21Metro Island Mortgage, Inc.: 96% approved of 23E.M.I. Equity Mortgage, Inc.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Puerto Rico

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico74%45 / 6193%$155K42
2Firstbank Puerto Rico64%28 / 4486%$125K24
3Oriental Bank74%26 / 35100%$115K26
4The Money House, Inc.74%23 / 31100%$105K23
5E.M.I. Equity Mortgage, Inc.100%24 / 2496%$175K23

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 28 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Puerto Rico. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Puerto Rico

Counties in Puerto Rico