Lender profile · HMDA 2023–2025
Firstbank Puerto Rico mortgage approval rates & lending data
Firstbank Puerto Rico decided 4,121 mortgage applications and funded 3,193 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 2,502 / 3,107 | 96% | $155K | 2,409 |
| Home improvement loans | 81% | 29 / 36 | 100% | $115K | 29 |
| Cash-out refinance | 79% | 133 / 169 | 89% | $155K | 119 |
| Refinance | 67% | 32 / 48 | 88% | $125K | 28 |
| Investment property purchase | 86% | 592 / 690 | 95% | $135K | 565 |
| Investment cash-out refinance | 62% | 26 / 42 | 92% | $195K | 24 |
Firstbank Puerto Rico lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 77% | $135K | 3,146 | 2,326 |
| Florida | 94% | $165K | 975 | 867 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.