HomePuerto RicoInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Puerto Rico

Fat Boy Data analyzed investment cash-out refinance activity in Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 227 applications were decided by 36 lenders between 2023 and 2025.

Puerto Rico at a glance

36Active lenders2 with 20+ decisions
72.2%Market approval rate164 of 227 decided
$155KTypical loanmedian lender, $10K brackets
93%Borrower take-up152 loans funded

How Puerto Rico compares

Approval rate compared
Puerto Rico72.2%All 616 counties73.1%
Typical loan compared
Puerto Rico$155KAll 616 counties$205K

What the data shows

Banco Popular De Puerto Rico made the most investment cash-out refinances in Puerto Rico, 17 of them.

Banco Popular De Puerto Rico approved the highest share of applications among lenders with at least 20 decisions here, 65% of 34.

The typical investment cash-out refinance here is $155K, 24% smaller than the the United States typical of $205K.

Investment property cash-out lenders in Puerto Rico

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico65%22 / 3477%$265K17
2Firstbank Puerto Rico54%14 / 2693%$275K13
3Oriental BankLimited sample41%7 / 1786%$275K6
4Multiples Mortgage CorporationLimited sample94%15 / 16100%$225K15
5Caribe Federal Credit UnionLimited sample47%7 / 15100%$75K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 31 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Puerto Rico. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Puerto Rico

Counties in Puerto Rico