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refinance lenders · HMDA 2023–2025

Refinance lenders in Montgomery County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,392 applications were decided by 306 lenders between 2023 and 2025.

Montgomery County at a glance

306Active lenders71 with 20+ decisions
77.8%Market approval rate7,302 of 9,392 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,960 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County77.8%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Montgomery County$205KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Montgomery County, PA, 1,555 of them.

MortgageCountry, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical mortgage refinance here is $205K, 78% larger than the Pennsylvania typical of $115K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 214Spring Eq, LLC: 37% approved of 41Citadel Federal Credit Union: 38% approved of 34Lakeview Loan Servicing, LLC: 43% approved of 107The Huntington National Bank: 52% approved of 31Pentagon Federal Credit Union: 56% approved of 25Mortgage Research Center, LLC: 59% approved of 49Bank of America, National Association: 60% approved of 161Members 1St: 61% approved of 44Third Federal Savings And Loan Association Of Cleveland: 63% approved of 92Firstrust Savings Bank: 64% approved of 88Wells Fargo Bank, National Association: 65% approved of 55Ambler Savings Bank: 66% approved of 41Truist Bank: 67% approved of 202Fulton Bank, National Association: 68% approved of 34American Heritage FCU: 69% approved of 214KeyBank National Association: 71% approved of 146Citizens Bank, National Association: 74% approved of 2,193Newrez LLC: 74% approved of 81S&T Bank: 75% approved of 32Trumark Credit Union: 77% approved of 213Manufacturers and Traders Trust Company: 78% approved of 46Finance of America Reverse LLC: 79% approved of 28TD Bank, National Association: 79% approved of 355Ardent Federal Credit Union: 80% approved of 79Nationstar Mortgage LLC: 80% approved of 301st Colonial Community Bank: 80% approved of 25Freedom: 80% approved of 51Wilmington Savings Fund Society, FSB: 81% approved of 216Harleysville Bank: 81% approved of 54Rocket Mortgage, LLC: 82% approved of 291Hatboro Federal Savings, FA: 82% approved of 33PNC Bank, National Association: 84% approved of 770Pennymac Loan Services, LLC: 84% approved of 126Diamond Credit Union: 85% approved of 195Univest Bank and Trust Co.: 85% approved of 230Mutual of Omaha Mortgage, Inc.: 86% approved of 49Loandepot.Com, LLC: 86% approved of 42Penn Community Bank: 86% approved of 43Franklin Mint: 88% approved of 59Prosperity Home Mortgage, LLC: 89% approved of 44JPMorgan Chase Bank, National Association: 90% approved of 42Lendage, LLC: 91% approved of 32Provident Funding Associates, L.P.: 91% approved of 43Guaranteed Rate, Inc.: 92% approved of 60Police & Fire Federal Credit Union: 92% approved of 61QNB Bank: 92% approved of 26United Wholesale Mortgage, LLC: 93% approved of 346Pennsylvania State Employees Credit Union: 93% approved of 58Village Capital & Investment LLC: 93% approved of 45Keystone Funding, Inc.: 96% approved of 27Movement Mortgage, LLC: 97% approved of 59Emm Loans LLC: 97% approved of 32Cmg Mortgage, Inc.: 97% approved of 33Union Home Mortgage Corp.: 97% approved of 37TRI COUNTY AREA Federal Credit Union: 98% approved of 41Merck Sharp & Dohme Federal Credit Union: 98% approved of 218Freedom Mortgage Corporation: 98% approved of 99Crosscountry Mortgage, LLC: 99% approved of 107MortgageCountry, LLC: 100% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association74%1,622 / 2,19396%$205K1,555
2PNC Bank, National Association84%643 / 77097%$155K625
3TD Bank, National Association79%280 / 35599%$205K276
4United Wholesale Mortgage, LLCBroker only93%321 / 34693%$435K300
5Rocket Mortgage, LLC82%238 / 29192%$345K218

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 301 more lenders.

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Other lending data for Montgomery County

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Nearby markets

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