Home improvement loan lenders in Lycoming County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Lycoming County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,257 applications were decided by 58 lenders between 2023 and 2025.
Lycoming County at a glance
How Lycoming County compares
What the data shows
Jersey Shore State Bank made the most home improvement loans in Lycoming County, PA, 261 of them.
That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Service 1St approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.
Lenders approved 75.2% of home improvement loan applications in Lycoming County, PA, 8.5 percentage points above the Pennsylvania rate of 66.7%.
The typical home improvement loan here is $45K, 31% smaller than the Pennsylvania typical of $65K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Lycoming County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Jersey Shore State Bank | 91% | 266 / 293 | 98% | $45K | 261 |
| 2 | First Commonwealth Bank | 70% | 92 / 132 | 96% | $55K | 88 |
| 3 | Pennsylvania State Employees Credit Union | 84% | 98 / 116 | 94% | $45K | 92 |
| 4 | HORIZON Federal Credit Union | 79% | 73 / 92 | 79% | $25K | 58 |
| 5 | Manufacturers and Traders Trust Company | 47% | 38 / 81 | 89% | $55K | 34 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 53 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Lycoming County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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