Lender profile · HMDA 2023–2025
Jersey Shore State Bank mortgage approval rates & lending data
Jersey Shore State Bank decided 2,471 mortgage applications and funded 2,294 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 929 / 975 | 99% | $155K | 921 |
| Home improvement loans | 90% | 371 / 413 | 98% | $45K | 364 |
| Cash-out refinance | 95% | 149 / 157 | 99% | $115K | 148 |
| Refinance | 94% | 606 / 646 | 98% | $85K | 595 |
| Investment property purchase | 99% | 189 / 191 | 97% | $125K | 184 |
| Investment refinance | 100% | 40 / 40 | 95% | $125K | 38 |
| Investment home improvement | 98% | 44 / 45 | 91% | $95K | 40 |
Jersey Shore State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 94% | $115K | 2,471 | 2,294 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.