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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Franklin County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Franklin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,446 applications were decided by 256 lenders between 2023 and 2025.

Franklin County at a glance

256Active lenders58 with 20+ decisions
88.2%Market approval rate4,803 of 5,446 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,629 loans funded

How Franklin County compares

Approval rate compared
Franklin County88.2%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Franklin County$235KPennsylvania$255KAll 616 counties$335K

What the data shows

Integrity Home Mortgage Corporation made the most home purchase mortgages in Franklin County, PA, 306 of them.

Direct Mortgage Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 110.

Approval rate of all 58 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 18% approved of 2221St Mortgage Corporation: 21% approved of 141Tammac Holdings Corporation: 36% approved of 25Credit Human Federal Credit Union: 38% approved of 24Triad Financial Services, Inc.: 63% approved of 102Neighborhood Loans, Inc.: 65% approved of 20Wells Fargo Bank, National Association: 71% approved of 34Truist Bank: 71% approved of 56Loandepot.Com, LLC: 76% approved of 42USAA Federal Savings Bank: 76% approved of 21NVR Mortgage Finance, Inc.: 77% approved of 196Bank of America, National Association: 80% approved of 20T2 Financial LLC: 84% approved of 37United Wholesale Mortgage, LLC: 85% approved of 113Community State Bank of Orbisonia: 86% approved of 51Rocket Mortgage, LLC: 87% approved of 187Navy Federal Credit Union: 87% approved of 61Nfm, Inc.: 88% approved of 24Corning Federal Credit Union: 88% approved of 57Patriot Credit Union: 88% approved of 238Orrstown Bank: 88% approved of 164Homeamerican Mortgage Corporation: 89% approved of 28Pennymac Loan Services, LLC: 90% approved of 40Members 1St: 90% approved of 42Manufacturers and Traders Trust Company: 91% approved of 77First Home Mortgage Corporation: 91% approved of 57Farmers and Merchants Trust Company of Chambersburg: 92% approved of 297Northpointe Bank: 92% approved of 39Guild Mortgage Company LLC: 92% approved of 327Mortgage Research Center, LLC: 94% approved of 165Fulton Bank, National Association: 94% approved of 70Cmg Mortgage, Inc.: 94% approved of 53New American Funding, LLC: 95% approved of 153Integrity Home Mortgage Corporation: 95% approved of 341Newrez LLC: 95% approved of 21PNC Bank, National Association: 95% approved of 21Fairway Independent Mortgage Corporation: 96% approved of 47Millennium Financial Group, Inc.: 96% approved of 24Pennsylvania State Employees Credit Union: 97% approved of 31Movement Mortgage, LLC: 97% approved of 35Guaranteed Rate Affinity, LLC: 97% approved of 35Homesale Mortgage, LLC: 97% approved of 72First Heritage Financial, LLC: 97% approved of 37Homespire Mortgage Corporation: 97% approved of 37Primelending, A Plainscapital Company: 98% approved of 40American Pacific Mortgage Corporation: 98% approved of 43CNB Bank, Inc.: 98% approved of 58ACNB Bank: 99% approved of 73Union Home Mortgage Corp.: 99% approved of 161Crosscountry Mortgage, LLC: 99% approved of 252Direct Mortgage Loans, LLC: 100% approved of 110Tidewater Mortgage Services, Inc.: 100% approved of 52Envoy Mortgage, Ltd: 100% approved of 38Guaranteed Rate, Inc.: 100% approved of 28Embrace Home Loans, Inc.: 100% approved of 28Horizon Farm Credit, ACA: 100% approved of 24Primary Residential Mortgage, Inc.: 100% approved of 24Radius Financial Group Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Integrity Home Mortgage Corporation95%324 / 34194%$225K306
2Guild Mortgage Company LLC92%302 / 32795%$215K288
3Farmers and Merchants Trust Company of Chambersburg92%273 / 29798%$245K268
4Crosscountry Mortgage, LLC99%249 / 25299%$245K247
5Patriot Credit Union88%210 / 23897%$215K204

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 251 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Franklin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Franklin County

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Nearby markets

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