Lender profile · HMDA 2023–2025
Patriot Credit Union mortgage approval rates & lending data
Patriot Credit Union decided 1,931 mortgage applications and funded 1,386 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 268 / 320 | 97% | $215K | 259 |
| Home improvement loans | 72% | 726 / 1,015 | 97% | $45K | 704 |
| Refinance | 72% | 331 / 459 | 97% | $75K | 321 |
| Investment property purchase | 89% | 59 / 66 | 100% | $155K | 59 |
| Investment refinance | 78% | 21 / 27 | 100% | $125K | 21 |
| Investment home improvement | 52% | 16 / 31 | 94% | $105K | 15 |
Patriot Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 76% | $75K | 1,379 | 1,022 |
| Maryland | 69% | $55K | 458 | 303 |
| West Virginia | 66% | $55K | 89 | 58 |
| Virginia | 75% | $175K | 4 | 3 |
| California | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.