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investment property lenders · HMDA 2023–2025

Investment property lenders in Franklin County, Pennsylvania

Fat Boy Data analyzed investment property mortgage activity in Franklin County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 457 applications were decided by 116 lenders between 2023 and 2025.

Franklin County at a glance

116Active lenders5 with 20+ decisions
93.2%Market approval rate426 of 457 decided
$165KTypical loanmedian lender, $10K brackets
95%Borrower take-up404 loans funded

How Franklin County compares

Approval rate compared
Franklin County93.2%Pennsylvania87.8%All 616 counties87.5%
Typical loan compared
Franklin County$165KPennsylvania$175KAll 616 counties$255K

What the data shows

Farmers and Merchants Trust Company of Chambersburg made the most investment property mortgages in Franklin County, PA, 49 of them.

Orrstown Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 93.2% of investment property mortgage applications in Franklin County, PA, 5.4 percentage points above the Pennsylvania rate of 87.8%.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Patriot Credit Union: 91% approved of 44Farmers and Merchants Trust Company of Chambersburg: 98% approved of 53Orrstown Bank: 100% approved of 27Middletown Valley Bank: 100% approved of 26ACNB Bank: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Farmers and Merchants Trust Company of Chambersburg98%52 / 5394%$165K49
2Patriot Credit Union91%40 / 44100%$155K40
3Orrstown Bank100%27 / 2796%$135K26
4Middletown Valley Bank100%26 / 2696%$195K25
5ACNB Bank100%25 / 2588%$165K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 111 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Franklin County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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