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investment property lenders · HMDA 2023–2025

Investment property lenders in Centre County, Pennsylvania

Fat Boy Data analyzed investment property mortgage activity in Centre County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 626 applications were decided by 133 lenders between 2023 and 2025.

Centre County at a glance

133Active lenders5 with 20+ decisions
93.1%Market approval rate583 of 626 decided
$215KTypical loanmedian lender, $10K brackets
98%Borrower take-up573 loans funded

How Centre County compares

Approval rate compared
Centre County93.1%Pennsylvania87.8%All 616 counties87.5%
Typical loan compared
Centre County$215KPennsylvania$175KAll 616 counties$255K

What the data shows

Kish Bank made the most investment property mortgages in Centre County, PA, 90 of them.

Kish Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 91.

Lenders approved 93.1% of investment property mortgage applications in Centre County, PA, 5.4 percentage points above the Pennsylvania rate of 87.8%.

The typical investment property mortgage here is $215K, 23% larger than the Pennsylvania typical of $175K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Citizens Bank, National Association: 77% approved of 22United Wholesale Mortgage, LLC: 91% approved of 35Old Dominion National Bank: 96% approved of 26Kish Bank: 100% approved of 91Jersey Shore State Bank: 100% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Centre County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kish Bank100%91 / 9199%$195K90
2Jersey Shore State Bank100%50 / 50100%$195K50
3United Wholesale Mortgage, LLCBroker only91%32 / 3597%$195K31
4Old Dominion National Bank96%25 / 26100%$225K25
5Citizens Bank, National Association77%17 / 22100%$275K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 128 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Centre County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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