HomePennsylvaniaCentre CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Centre County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Centre County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 857 applications were decided by 103 lenders between 2023 and 2025.

Centre County at a glance

103Active lenders11 with 20+ decisions
73.3%Market approval rate628 of 857 decided
$145KTypical loanmedian lender, $10K brackets
97%Borrower take-up610 loans funded

How Centre County compares

Approval rate compared
Centre County73.3%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Centre County$145KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Centre County, PA, 117 of them.

Titan Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Lenders approved 73.3% of cash-out refinance applications in Centre County, PA, 7.1 percentage points above the Pennsylvania rate of 66.1%.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 36% approved of 36Loandepot.Com, LLC: 45% approved of 20New Day Financial, LLC: 52% approved of 23Freedom Mortgage Corporation: 74% approved of 23Northwest Bank: 81% approved of 83Rocket Mortgage, LLC: 82% approved of 142United Wholesale Mortgage, LLC: 84% approved of 25Penn State Federal Credit Union: 90% approved of 69Jersey Shore State Bank: 94% approved of 32Kish Bank: 98% approved of 44Titan Federal Credit Union: 100% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Centre County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%117 / 142100%$125K117
2Northwest Bank81%67 / 8399%$145K66
3Penn State Federal Credit Union90%62 / 6997%$105K60
4Kish Bank98%43 / 44100%$155K43
5Titan Federal Credit Union100%42 / 42100%$65K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Centre County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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