refinance lenders · HMDA 2023–2025

Refinance lenders in Beaver County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Beaver County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,897 applications were decided by 126 lenders between 2023 and 2025.

Beaver County at a glance

126Active lenders16 with 20+ decisions
75.5%Market approval rate1,432 of 1,897 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,360 loans funded

How Beaver County compares

Approval rate compared
Beaver County75.5%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Beaver County$115KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Beaver County, PA, 207 of them.

Beaver Valley approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 27% approved of 22Mortgage Research Center, LLC: 62% approved of 26First National Bank of Pennsylvania: 66% approved of 194First Commonwealth Bank: 67% approved of 61The Huntington National Bank: 70% approved of 253Citizens Bank, National Association: 72% approved of 294WesBanco Bank, Inc.: 78% approved of 41Rocket Mortgage, LLC: 79% approved of 89Clearview Federal Credit Union: 79% approved of 137Dollar Bank, Federal Savings Bank: 80% approved of 86PNC Bank, National Association: 83% approved of 184West-Aircomm Federal Credit Union: 90% approved of 41United Wholesale Mortgage, LLC: 91% approved of 47Freedom Mortgage Corporation: 94% approved of 33Pennymac Loan Services, LLC: 95% approved of 21Beaver Valley: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Beaver County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association72%213 / 29497%$115K207
2The Huntington National Bank70%178 / 25390%$125K160
3First National Bank of Pennsylvania66%129 / 19499%$105K128
4PNC Bank, National Association83%153 / 18495%$105K146
5Clearview Federal Credit Union79%108 / 137100%$75K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 121 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Beaver County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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