Lender profile · HMDA 2023–2025
Penn Community Bank mortgage approval rates & lending data
Penn Community Bank decided 1,449 mortgage applications and funded 1,238 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 396 / 411 | 95% | $255K | 378 |
| Home improvement loans | 83% | 350 / 422 | 96% | $75K | 337 |
| Cash-out refinance | 86% | 24 / 28 | 100% | $225K | 24 |
| Refinance | 87% | 371 / 427 | 98% | $105K | 362 |
| Investment property purchase | 94% | 101 / 108 | 96% | $225K | 97 |
| Investment refinance | 87% | 26 / 30 | 96% | $205K | 25 |
Penn Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 89% | $105K | 1,389 | 1,189 |
| New Jersey | 91% | $205K | 55 | 45 |
| Florida | 80% | $585K | 5 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.