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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Wood County, Ohio

Fat Boy Data analyzed home improvement loan activity in Wood County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,756 applications were decided by 74 lenders between 2023 and 2025.

Wood County at a glance

74Active lenders14 with 20+ decisions
69.5%Market approval rate1,220 of 1,756 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,156 loans funded

How Wood County compares

Approval rate compared
Wood County69.5%Ohio63.6%All 616 counties62.7%
Typical loan compared
Wood County$65KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Wood County, OH, 434 of them.

That is 38% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

SUN Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 68.

Lenders approved 69.5% of home improvement loan applications in Wood County, OH, 5.9 percentage points above the Ohio rate of 63.6%.

Only 1 lender here typically writes at or below $35K: The State Bank and Trust Company.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 31The Huntington National Bank: 66% approved of 693Premier Bank: 68% approved of 106KeyBank National Association: 71% approved of 28PNC Bank, National Association: 72% approved of 68Fifth Third Bank, National Association: 72% approved of 231WesBanco Bank, Inc.: 73% approved of 30Directions Credit Union, Inc.: 73% approved of 79Citizens Bank, National Association: 74% approved of 62Figure Lending LLC: 76% approved of 29The State Bank and Trust Company: 88% approved of 26The Union Bank Company: 89% approved of 44SUN Federal Credit Union: 93% approved of 68Coastal Community Bank: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Wood County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank66%458 / 69395%$75K434
2Fifth Third Bank, National Association72%167 / 23196%$65K161
3Premier Bank68%72 / 10697%$55K70
4Directions Credit Union, Inc.73%58 / 79100%$65K58
5SUN Federal Credit Union93%63 / 68100%$45K63

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 69 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Wood County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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