Lender profile · HMDA 2023–2025
Directions Credit Union, Inc. mortgage approval rates & lending data
Directions Credit Union, Inc. decided 1,868 mortgage applications and funded 1,555 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 727 / 760 | 100% | $205K | 727 |
| Home improvement loans | 71% | 543 / 763 | 100% | $45K | 543 |
| Cash-out refinance | 84% | 59 / 70 | 100% | $165K | 59 |
| Refinance | 79% | 143 / 182 | 100% | $65K | 143 |
| Investment property purchase | 90% | 61 / 68 | 100% | $105K | 61 |
Directions Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 82% | $165K | 1,508 | 1,244 |
| Michigan | 87% | $205K | 332 | 288 |
| Florida | 92% | $265K | 13 | 12 |
| Arizona | 100% | $335K | 2 | 2 |
| Georgia | 100% | $385K | 2 | 2 |
| Indiana | 100% | $325K | 2 | 2 |
| South Carolina | 50% | $785K | 2 | 1 |
| Alabama | 100% | $95K | 1 | 1 |
| Illinois | 100% | $555K | 1 | 1 |
| New Jersey | 0% | — | 1 | 0 |
| North Carolina | 100% | $355K | 1 | 1 |
| Texas | 0% | — | 1 | 0 |
| Washington | 100% | $255K | 1 | 1 |
| Wisconsin | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.