Lender profile · HMDA 2023–2025
SUN Federal Credit Union mortgage approval rates & lending data
SUN Federal Credit Union decided 906 mortgage applications and funded 767 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 240 / 251 | 97% | $155K | 232 |
| Home improvement loans | 81% | 343 / 426 | 100% | $45K | 343 |
| Cash-out refinance | 89% | 56 / 63 | 95% | $115K | 53 |
| Refinance | 78% | 74 / 95 | 99% | $65K | 73 |
| Investment property purchase | 97% | 30 / 31 | 97% | $105K | 29 |
SUN Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 90% | $65K | 566 | 502 |
| Pennsylvania | 77% | $105K | 231 | 173 |
| Michigan | 85% | $85K | 34 | 28 |
| New Jersey | 85% | $55K | 26 | 21 |
| Florida | 93% | $155K | 15 | 13 |
| Delaware | 77% | $95K | 13 | 10 |
| Texas | 100% | $425K | 4 | 4 |
| Arizona | 67% | $125K | 3 | 2 |
| Colorado | 100% | $495K | 2 | 2 |
| South Carolina | 100% | $55K | 2 | 2 |
| Georgia | 100% | $195K | 1 | 1 |
| Illinois | 100% | $245K | 1 | 1 |
| Indiana | 100% | $355K | 1 | 1 |
| Maine | 100% | $285K | 1 | 1 |
| Montana | 100% | $75K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.