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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Clark County, Ohio

Fat Boy Data analyzed investment home improvement loan activity in Clark County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 85 applications were decided by 20 lenders between 2023 and 2025.

Clark County at a glance

20Active lenders1 with 20+ decisions
54.1%Market approval rate46 of 85 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up44 loans funded

How Clark County compares

Approval rate compared
Clark County54.1%Ohio43.6%All 616 counties51.2%
Typical loan compared
Clark County$75KOhio$95KAll 616 counties$115K

What the data shows

The Park National Bank made the most investment home improvement loans in Clark County, OH, 18 of them.

That is 41% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

The Park National Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 21.

Lenders approved 54.1% of investment home improvement loan applications in Clark County, OH, 10.6 percentage points above the Ohio rate of 43.6%.

The typical investment home improvement loan here is $75K, 21% smaller than the Ohio typical of $95K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Clark County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Park National Bank86%18 / 21100%$75K18
2Wright-Patt Credit Union, Inc.Limited sample17%2 / 12100%$45K2
3New Carlisle Federal Savings BankLimited sample100%9 / 9100%$95K9
4The Huntington National BankLimited sample12%1 / 8100%$105K1
5Fifth Third Bank, National AssociationLimited sample33%2 / 6100%$25K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 15 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Clark County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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