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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Henderson County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Henderson County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,032 applications were decided by 284 lenders between 2023 and 2025.

Henderson County at a glance

284Active lenders37 with 20+ decisions
83.1%Market approval rate4,180 of 5,032 decided
$325KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,986 loans funded

How Henderson County compares

Approval rate compared
Henderson County83.1%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Henderson County$325KNorth Carolina$325KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Henderson County, NC, 412 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 24% approved of 119Vanderbilt Mortgage and Finance, Inc.: 29% approved of 368Credit Human Federal Credit Union: 30% approved of 53Triad Financial Services, Inc.: 31% approved of 124Wells Fargo Bank, National Association: 69% approved of 45USAA Federal Savings Bank: 69% approved of 42Bank of America, National Association: 77% approved of 47Truist Bank: 79% approved of 39Civic Federal Credit Union: 81% approved of 37State Employees': 85% approved of 366First-Citizens Bank & Trust Company: 86% approved of 111TD Bank, National Association: 86% approved of 36HomeTrust Bank: 86% approved of 130First Bank: 89% approved of 71United Community Bank: 91% approved of 151Navy Federal Credit Union: 91% approved of 54Rocket Mortgage, LLC: 91% approved of 221Union Home Mortgage Corp.: 94% approved of 34Mortgage Research Center, LLC: 95% approved of 73Dhi Mortgage Company, Ltd.: 95% approved of 441New American Funding, LLC: 95% approved of 21T2 Financial LLC: 95% approved of 21United Federal Credit Union: 95% approved of 150Highlands Residential Mortgage, Ltd.: 95% approved of 107United Wholesale Mortgage, LLC: 96% approved of 157Alcova Mortgage LLC: 96% approved of 49Primelending, A Plainscapital Company: 96% approved of 26Champion Credit Union: 97% approved of 36Atlantic Bay Mortgage Group, L.L.C.: 98% approved of 196GoPrime Mortgage, Inc.: 98% approved of 129Movement Mortgage, LLC: 99% approved of 349Howard Hanna Financial Services, Inc.: 99% approved of 159Guaranteed Rate, Inc.: 100% approved of 56Fairway Independent Mortgage Corporation: 100% approved of 44Crosscountry Mortgage, LLC: 100% approved of 37American Security Mortgage Corp.: 100% approved of 36Cmg Mortgage, Inc.: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Henderson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Dhi Mortgage Company, Ltd.95%418 / 44199%$365K412
2Vanderbilt Mortgage and Finance, Inc.29%106 / 36887%$115K92
3State Employees'85%311 / 36698%$315K304
4Movement Mortgage, LLC99%344 / 34987%$325K300
5Rocket Mortgage, LLC91%202 / 22199%$305K200

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 279 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Henderson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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