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investment property lenders · HMDA 2023–2025

Investment property lenders in Gaston County, North Carolina

Fat Boy Data analyzed investment property mortgage activity in Gaston County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,163 applications were decided by 204 lenders between 2023 and 2025.

Gaston County at a glance

204Active lenders15 with 20+ decisions
87.0%Market approval rate1,012 of 1,163 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up958 loans funded

How Gaston County compares

Approval rate compared
Gaston County87.0%North Carolina89.3%All 616 counties87.5%
Typical loan compared
Gaston County$185KNorth Carolina$255KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Gaston County, NC, 124 of them.

Dhi Mortgage Company, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical investment property mortgage here is $185K, 27% smaller than the North Carolina typical of $255K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 21% approved of 24Lendingone, LLC: 38% approved of 34United Wholesale Mortgage, LLC: 82% approved of 55Loan Funder LLC: 85% approved of 26Rocket Mortgage, LLC: 85% approved of 27State Employees': 86% approved of 28Lennar Mortgage, LLC: 86% approved of 22Kiavi Funding, Inc.: 92% approved of 139Crosscountry Mortgage, LLC: 95% approved of 22American Security Mortgage Corp.: 97% approved of 30Lima One Capital, LLC: 97% approved of 33Movement Mortgage, LLC: 98% approved of 40Dhi Mortgage Company, Ltd.: 100% approved of 30Alcova Mortgage LLC: 100% approved of 23Dominion Financial Services, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Gaston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.92%128 / 13997%$175K124
2United Wholesale Mortgage, LLCBroker only82%45 / 5598%$185K44
3Movement Mortgage, LLC98%39 / 4082%$195K32
4Lendingone, LLC38%13 / 34100%$175K13
5Lima One Capital, LLC97%32 / 33100%$225K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 199 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Gaston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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