Investment property lenders in Cleveland County, North Carolina
Fat Boy Data analyzed investment property mortgage activity in Cleveland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 319 applications were decided by 89 lenders between 2023 and 2025.
Cleveland County at a glance
How Cleveland County compares
What the data shows
Bank OZK made the most investment property mortgages in Cleveland County, NC, 26 of them.
The Fidelity Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.
Lenders approved 76.2% of investment property mortgage applications in Cleveland County, NC, 13.1 percentage points below the North Carolina rate of 89.3%.
The typical investment property mortgage here is $135K, 47% smaller than the North Carolina typical of $255K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Investment property lenders in Cleveland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance, Inc. | 23% | 9 / 39 | 56% | $75K | 5 |
| 2 | Bank OZK | 93% | 26 / 28 | 100% | $75K | 26 |
| 3 | The Fidelity Bank | 100% | 22 / 22 | 95% | $135K | 21 |
| 4 | Kiavi Funding, Inc. | 86% | 19 / 22 | 95% | $155K | 18 |
| 5 | State Employees' | 85% | 17 / 20 | 94% | $135K | 16 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 84 more lenders.
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You are seeing the 5 largest investment property mortgage lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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