HomeNorth CarolinaCabarrus CountyInvestment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Cabarrus County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Cabarrus County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 325 applications were decided by 82 lenders between 2023 and 2025.

Cabarrus County at a glance

82Active lenders5 with 20+ decisions
78.1%Market approval rate254 of 325 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up239 loans funded

How Cabarrus County compares

Approval rate compared
Cabarrus County78.1%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Cabarrus County$215KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Cabarrus County, NC, 47 of them.

Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 93% of 54.

The typical investment property refinance here is $215K, 10% larger than the North Carolina typical of $195K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%State Employees': 67% approved of 27Pennymac Loan Services, LLC: 70% approved of 20United Wholesale Mortgage, LLC: 86% approved of 36Lima One Capital, LLC: 90% approved of 21Kiavi Funding, Inc.: 93% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Cabarrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.93%50 / 5494%$185K47
2United Wholesale Mortgage, LLCBroker only86%31 / 36100%$265K31
3State Employees'67%18 / 2794%$115K17
4Lima One Capital, LLC90%19 / 21100%$215K19
5Pennymac Loan Services, LLC70%14 / 20100%$285K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 77 more lenders.

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