HomeNorth CarolinaCabarrus CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cabarrus County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Cabarrus County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,521 applications were decided by 211 lenders between 2023 and 2025.

Cabarrus County at a glance

211Active lenders30 with 20+ decisions
70.2%Market approval rate2,473 of 3,521 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,342 loans funded

How Cabarrus County compares

Approval rate compared
Cabarrus County70.2%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Cabarrus County$195KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cabarrus County, NC, 796 of them.

That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 51.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 23% approved of 48Mortgage Research Center, LLC: 24% approved of 38Skyla Federal Credit Union: 28% approved of 58Amerisave Mortgage Corporation: 34% approved of 229Spring Eq, LLC: 38% approved of 32American Financing Corporation: 41% approved of 27Mutual of Omaha Mortgage, Inc.: 44% approved of 25New Day Financial, LLC: 48% approved of 46Truliant Federal Credit Union: 51% approved of 77Carrington Mortgage Services, LLC: 53% approved of 72Village Capital & Investment LLC: 54% approved of 28Navy Federal Credit Union: 55% approved of 29Newrez LLC: 57% approved of 98Quorum Federal Credit Union: 58% approved of 24Loandepot.Com, LLC: 65% approved of 142State Employees': 66% approved of 131Wells Fargo Bank, National Association: 69% approved of 51Flagstar Bank, National Association: 69% approved of 36The Federal Savings Bank: 73% approved of 26Pennymac Loan Services, LLC: 74% approved of 77Freedom Mortgage Corporation: 75% approved of 79New American Funding, LLC: 78% approved of 37Nationstar Mortgage LLC: 79% approved of 53GoodLeap, LLC: 81% approved of 36United Wholesale Mortgage, LLC: 82% approved of 276Rocket Mortgage, LLC: 83% approved of 987Fairway Independent Mortgage Corporation: 96% approved of 23Reliance First Capital, LLC: 96% approved of 49Movement Mortgage, LLC: 98% approved of 51Coastal Community Bank: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cabarrus County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%816 / 98798%$145K796
2United Wholesale Mortgage, LLCBroker only82%227 / 27699%$245K224
3Amerisave Mortgage Corporation34%79 / 22999%$125K78
4Loandepot.Com, LLC65%93 / 14298%$215K91
5State Employees'66%87 / 13198%$235K85

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 206 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Cabarrus County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Cabarrus County

Nearby markets