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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Lawrence County, New York

Fat Boy Data analyzed home purchase mortgage activity in St. Lawrence County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,614 applications were decided by 95 lenders between 2023 and 2025.

St. Lawrence County at a glance

95Active lenders18 with 20+ decisions
81.2%Market approval rate1,311 of 1,614 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,249 loans funded

How St. Lawrence County compares

Approval rate compared
St. Lawrence County81.2%New York87.7%All 616 counties87.6%
Typical loan compared
St. Lawrence County$125KNew York$495KAll 616 counties$335K

What the data shows

Community Bank, National Association made the most home purchase mortgages in St. Lawrence County, NY, 259 of them.

Farm Credit East, ACA approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Lenders approved 81.2% of home purchase mortgage applications in St. Lawrence County, NY, 6.5 percentage points below the New York rate of 87.7%.

The typical home purchase mortgage here is $125K, 75% smaller than the New York typical of $495K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%USAA Federal Savings Bank: 58% approved of 26Navy Federal Credit Union: 63% approved of 41KeyBank National Association: 72% approved of 39Plaza Home Mortgage, Inc.: 76% approved of 25Rocket Mortgage, LLC: 76% approved of 143AMERICU Credit Union: 77% approved of 52Gouverneur Savings and Loan Association: 77% approved of 141Mortgage Research Center, LLC: 79% approved of 63Community Bank, National Association: 83% approved of 316Crosscountry Mortgage, LLC: 87% approved of 23Carthage Savings And Loan, National Association: 90% approved of 20Genesee Regional Bank: 93% approved of 27NBT Bank, National Association: 93% approved of 42Movement Mortgage, LLC: 94% approved of 176Northern Credit Union: 94% approved of 126Homestead Funding Corp.: 97% approved of 36Farm Credit East, ACA: 100% approved of 26American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in St. Lawrence County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank, National Association83%261 / 31699%$105K259
2Movement Mortgage, LLC94%165 / 17684%$155K139
3Rocket Mortgage, LLC76%109 / 14398%$125K107
4Gouverneur Savings and Loan Association77%109 / 14199%$135K108
5Northern Credit Union94%119 / 12699%$125K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 90 more lenders.

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