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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Queens County, New York

Fat Boy Data analyzed investment home improvement loan activity in Queens County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 530 applications were decided by 58 lenders between 2023 and 2025.

Queens County at a glance

58Active lenders6 with 20+ decisions
33.4%Market approval rate177 of 530 decided
$305KTypical loanmedian lender, $10K brackets
93%Borrower take-up165 loans funded

How Queens County compares

Approval rate compared
Queens County33.4%New York43.5%All 616 counties51.2%
Typical loan compared
Queens County$305KNew York$205KAll 616 counties$115K

What the data shows

East West Bank made the most investment home improvement loans in Queens County, NY, 41 of them.

East West Bank approved the highest share of applications among lenders with at least 20 decisions here, 82% of 57.

Lenders approved 33.4% of investment home improvement loan applications in Queens County, NY, 10.1 percentage points below the New York rate of 43.5%.

The typical investment home improvement loan here is $305K, 49% larger than the New York typical of $205K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 1% approved of 70Citizens Bank, National Association: 5% approved of 58Navy Federal Credit Union: 18% approved of 22TD Bank, National Association: 27% approved of 104Jovia Financial: 27% approved of 33East West Bank: 82% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Queens County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National Association27%28 / 10496%$175K27
2Bank of America, National Association1%1 / 70100%$465K1
3Citizens Bank, National Association5%3 / 58100%$65K3
4East West Bank82%47 / 5787%$405K41
5Jovia Financial27%9 / 33100%$185K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 53 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Queens County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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