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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Queens County, New York

Fat Boy Data analyzed cash-out refinance activity in Queens County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,051 applications were decided by 168 lenders between 2023 and 2025.

Queens County at a glance

168Active lenders44 with 20+ decisions
65.7%Market approval rate3,320 of 5,051 decided
$305KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,069 loans funded

How Queens County compares

Approval rate compared
Queens County65.7%New York72.6%All 616 counties68.2%
Typical loan compared
Queens County$305KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Queens County, NY, 822 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Meadowbrook Financial Mortgage Bankers Corp. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 75.

Lenders approved 65.7% of cash-out refinance applications in Queens County, NY, 6.8 percentage points below the New York rate of 72.6%.

The typical cash-out refinance here is $305K, 65% larger than the New York typical of $185K.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 14% approved of 21Newrez LLC: 26% approved of 425American Financing Corporation: 30% approved of 27Onity Mortgage Corporation: 33% approved of 27Carrington Mortgage Services, LLC: 36% approved of 139Fourleaf: 38% approved of 125Wells Fargo Bank, National Association: 39% approved of 133Citizens Bank, National Association: 41% approved of 39Manufacturers and Traders Trust Company: 48% approved of 25Quorum Federal Credit Union: 50% approved of 102Flagstar Bank, National Association: 51% approved of 90TD Bank, National Association: 54% approved of 35Citibank, National Association: 56% approved of 93Freedom Mortgage Corporation: 57% approved of 51Pennymac Loan Services, LLC: 57% approved of 70Homebridge Financial Services, Inc.: 58% approved of 26Municipal Credit Union: 59% approved of 46The Federal Savings Bank: 59% approved of 27U.S. Bank National Association: 61% approved of 23Navy Federal Credit Union: 65% approved of 37Nationstar Mortgage LLC: 66% approved of 128Loandepot.Com, LLC: 66% approved of 106Hanover Community Bank: 67% approved of 27United Wholesale Mortgage, LLC: 74% approved of 408JPMorgan Chase Bank, National Association: 76% approved of 325Rocket Mortgage, LLC: 76% approved of 1,109Cliffco, Inc.: 78% approved of 36Ridgewood Savings Bank: 81% approved of 26A&D Mortgage LLC: 82% approved of 55Plaza Home Mortgage, Inc.: 83% approved of 75Bank of Hope: 85% approved of 27Hartford Funding, Ltd.: 86% approved of 28Teachers Federal Credit Union: 87% approved of 76Quontic Bank: 87% approved of 47Crosscountry Mortgage, LLC: 88% approved of 42East West Bank: 89% approved of 37Cardinal Financial Company, Limited Partnership: 90% approved of 20Valley National Bank: 91% approved of 23Cmg Mortgage, Inc.: 94% approved of 33Contour Mortgage Corporation: 94% approved of 52United Mortgage Corp.: 95% approved of 61Reliance First Capital, LLC: 96% approved of 73East Coast Capital Corp.: 97% approved of 36Meadowbrook Financial Mortgage Bankers Corp.: 99% approved of 75

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Queens County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%847 / 1,10997%$225K822
2Newrez LLC26%109 / 42595%$305K104
3United Wholesale Mortgage, LLCBroker only74%302 / 40894%$435K285
4JPMorgan Chase Bank, National Association76%246 / 32595%$285K233
5Carrington Mortgage Services, LLC36%50 / 13972%$495K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 163 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Queens County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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