Lender profile · HMDA 2023–2025
East West Bank mortgage approval rates & lending data
East West Bank decided 16,593 mortgage applications and funded 14,367 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 7,363 / 8,310 | 97% | $435K | 7,144 |
| Home improvement loans | 84% | 425 / 504 | 97% | $345K | 412 |
| Cash-out refinance | 82% | 536 / 655 | 97% | $605K | 518 |
| Refinance | 84% | 569 / 674 | 97% | $585K | 550 |
| Investment property purchase | 94% | 4,617 / 4,920 | 96% | $505K | 4,443 |
| Investment cash-out refinance | 90% | 371 / 414 | 96% | $625K | 358 |
| Investment refinance | 91% | 596 / 654 | 95% | $595K | 569 |
| Investment home improvement | 86% | 397 / 462 | 94% | $355K | 373 |
East West Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $565K | 8,832 | 7,679 |
| New York | 90% | $305K | 3,409 | 2,914 |
| Nevada | 85% | $335K | 1,064 | 891 |
| Texas | 90% | $205K | 933 | 828 |
| Georgia | 85% | $345K | 871 | 720 |
| Washington | 91% | $585K | 744 | 654 |
| Massachusetts | 95% | $465K | 735 | 677 |
| Hawaii | 100% | $3.42M | 3 | 3 |
| New Hampshire | 0% | — | 1 | 0 |
| New Jersey | 100% | $845K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.