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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Nassau County, New York

Fat Boy Data analyzed cash-out refinance activity in Nassau County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,466 applications were decided by 183 lenders between 2023 and 2025.

Nassau County at a glance

183Active lenders53 with 20+ decisions
71.9%Market approval rate6,089 of 8,466 decided
$295KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,774 loans funded

How Nassau County compares

Approval rate compared
Nassau County71.9%New York72.6%All 616 counties68.2%
Typical loan compared
Nassau County$295KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Nassau County, NY, 1,615 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Meadowbrook Financial Mortgage Bankers Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 82.

The typical cash-out refinance here is $295K, 59% larger than the New York typical of $185K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 13% approved of 60Pentagon Federal Credit Union: 13% approved of 30Mortgage Research Center, LLC: 29% approved of 28Carrington Mortgage Services, LLC: 36% approved of 176Newrez LLC: 39% approved of 610Suffolk: 50% approved of 20Wells Fargo Bank, National Association: 54% approved of 168Onity Mortgage Corporation: 55% approved of 33Flagstar Bank, National Association: 56% approved of 154Navy Federal Credit Union: 56% approved of 59Fourleaf: 56% approved of 761Freedom Mortgage Corporation: 57% approved of 90Jovia Financial: 58% approved of 106Valley National Bank: 62% approved of 42Arc Home LLC: 62% approved of 29Plaza Home Mortgage, Inc.: 64% approved of 104Quorum Federal Credit Union: 65% approved of 250TD Bank, National Association: 66% approved of 32The Federal Savings Bank: 68% approved of 38U.S. Bank National Association: 70% approved of 30Citibank, National Association: 70% approved of 141Loandepot.Com, LLC: 73% approved of 196Homebridge Financial Services, Inc.: 73% approved of 41Manufacturers and Traders Trust Company: 74% approved of 42A&D Mortgage LLC: 75% approved of 67Embrace Home Loans, Inc.: 75% approved of 24Ridgewood Savings Bank: 75% approved of 24Pennymac Loan Services, LLC: 75% approved of 81Nationstar Mortgage LLC: 76% approved of 200Citizens Bank, National Association: 77% approved of 66United Wholesale Mortgage, LLC: 79% approved of 445American Financial Network, Inc.: 80% approved of 30JPMorgan Chase Bank, National Association: 81% approved of 394Fairway Independent Mortgage Corporation: 82% approved of 28Rocket Mortgage, LLC: 83% approved of 2,003Cardinal Financial Company, Limited Partnership: 85% approved of 41Us Mortgage Corporation: 86% approved of 36Cmg Mortgage, Inc.: 86% approved of 22New American Funding, LLC: 86% approved of 22Hartford Funding, Ltd.: 87% approved of 52Mid-Island Mortgage Corp.: 87% approved of 38Cliffco, Inc.: 88% approved of 58Quontic Bank: 89% approved of 61Bank of America, National Association: 89% approved of 36Teachers Federal Credit Union: 90% approved of 304Guaranteed Rate, Inc.: 90% approved of 42Interstate Home Loan Center, Inc.: 92% approved of 25United Mortgage Corp.: 94% approved of 71Contour Mortgage Corporation: 94% approved of 90Reliance First Capital, LLC: 95% approved of 110East Coast Capital Corp.: 95% approved of 62Crosscountry Mortgage, LLC: 98% approved of 93Meadowbrook Financial Mortgage Bankers Corp.: 100% approved of 82

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Nassau County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,660 / 2,00397%$195K1,615
2Fourleaf56%428 / 76197%$255K417
3Newrez LLC39%236 / 61098%$215K231
4United Wholesale Mortgage, LLCBroker only79%352 / 44597%$375K343
5JPMorgan Chase Bank, National Association81%319 / 39496%$365K306

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 178 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Nassau County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Nassau County

Mortgage lenders in Nassau CountyHome improvement loans in Nassau CountyRefinance in Nassau CountyInvestment property purchase in Nassau CountyInvestment cash-out refinance in Nassau CountyInvestment refinance in Nassau CountyInvestment home improvement in Nassau County

Nearby markets

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