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refinance lenders · HMDA 2023–2025

Refinance lenders in New York County, New York

Fat Boy Data analyzed mortgage refinance activity in New York County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,620 applications were decided by 109 lenders between 2023 and 2025.

New York County at a glance

109Active lenders14 with 20+ decisions
73.8%Market approval rate1,195 of 1,620 decided
$915KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,153 loans funded

How New York County compares

Approval rate compared
New York County73.8%New York71.0%All 616 counties76.5%
Typical loan compared
New York County$915KNew York$205KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in New York County, NY, 157 of them.

Morgan Stanley Private Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical mortgage refinance here is $915K, 346% larger than the New York typical of $205K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Fourleaf: 43% approved of 35Rocket Mortgage, LLC: 58% approved of 45TD Bank, National Association: 60% approved of 124Citizens Bank, National Association: 62% approved of 229Bank of America, National Association: 69% approved of 161United Wholesale Mortgage, LLC: 71% approved of 24Manufacturers and Traders Trust Company: 75% approved of 24Wells Fargo Bank, National Association: 79% approved of 118JPMorgan Chase Bank, National Association: 82% approved of 199Charles Schwab Bank, SSB: 85% approved of 26Crosscountry Mortgage, LLC: 88% approved of 24U.S. Bank National Association: 90% approved of 68Citibank, National Association: 92% approved of 129Morgan Stanley Private Bank, National Association: 93% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in New York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association62%141 / 22997%$755K137
2JPMorgan Chase Bank, National Association82%163 / 19996%$865K157
3Bank of America, National Association69%111 / 16199%$1.05M110
4Citibank, National Association92%119 / 12997%$945K116
5TD Bank, National Association60%74 / 124100%$505K74

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 104 more lenders.

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