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refinance lenders · HMDA 2023–2025

Refinance lenders in Kings County, New York

Fat Boy Data analyzed mortgage refinance activity in Kings County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,968 applications were decided by 153 lenders between 2023 and 2025.

Kings County at a glance

153Active lenders32 with 20+ decisions
62.1%Market approval rate2,462 of 3,968 decided
$465KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,304 loans funded

How Kings County compares

Approval rate compared
Kings County62.1%New York71.0%All 616 counties76.5%
Typical loan compared
Kings County$465KNew York$205KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Kings County, NY, 501 of them.

Nationwide Equities Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Lenders approved 62.1% of mortgage refinance applications in Kings County, NY, 9.0 percentage points below the New York rate of 71.0%.

The typical mortgage refinance here is $465K, 127% larger than the New York typical of $205K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 18% approved of 73Newrez LLC: 35% approved of 55Plaza Home Mortgage, Inc.: 38% approved of 24Jovia Financial: 38% approved of 21Bank of America, National Association: 39% approved of 204Fourleaf: 40% approved of 130Northfield Bank: 41% approved of 29PNC Bank, National Association: 47% approved of 103Manufacturers and Traders Trust Company: 50% approved of 78Flagstar Bank, National Association: 50% approved of 24Third Federal Savings And Loan Association Of Cleveland: 50% approved of 20Pennymac Loan Services, LLC: 52% approved of 23Webster Bank, National Association: 52% approved of 21Citizens Bank, National Association: 54% approved of 964Municipal Credit Union: 56% approved of 66Nationstar Mortgage LLC: 57% approved of 21TD Bank, National Association: 58% approved of 455Wells Fargo Bank, National Association: 67% approved of 187Nqm Funding, LLC: 71% approved of 38United Wholesale Mortgage, LLC: 74% approved of 137Rocket Mortgage, LLC: 74% approved of 103JPMorgan Chase Bank, National Association: 78% approved of 147Norwich Commercial Group, Inc.: 86% approved of 43Finance of America Reverse LLC: 89% approved of 82Citibank, National Association: 89% approved of 65Longbridge Financial, LLC: 91% approved of 47U.S. Bank National Association: 94% approved of 50Nationwide Mortgage Bankers, Inc.: 95% approved of 88Crosscountry Mortgage, LLC: 96% approved of 26United Mortgage Corp.: 97% approved of 36FM Home Loans, LLC: 98% approved of 106Nationwide Equities Corporation: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Kings County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association54%519 / 96497%$385K501
2TD Bank, National Association58%265 / 45599%$445K262
3Bank of America, National Association39%79 / 20495%$465K75
4Wells Fargo Bank, National Association67%126 / 18798%$485K124
5JPMorgan Chase Bank, National Association78%114 / 14795%$515K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 148 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Kings County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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