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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in New York County, New York

Fat Boy Data analyzed investment property refinance activity in New York County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 607 applications were decided by 120 lenders between 2023 and 2025.

New York County at a glance

120Active lenders7 with 20+ decisions
71.7%Market approval rate435 of 607 decided
$1.47MTypical loanmedian lender, $10K brackets
89%Borrower take-up389 loans funded

How New York County compares

Approval rate compared
New York County71.7%New York76.8%All 616 counties77.7%
Typical loan compared
New York County$1.47MNew York$485KAll 616 counties$235K

What the data shows

JPMorgan Chase Bank, National Association made the most investment property refinances in New York County, NY, 44 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 94% of 50.

Lenders approved 71.7% of investment property refinance applications in New York County, NY, 5.1 percentage points below the New York rate of 76.8%.

The typical investment property refinance here is $1.47M, 202% larger than the New York typical of $485K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%TD Bank, National Association: 38% approved of 34Wells Fargo Bank, National Association: 38% approved of 26Citizens Bank, National Association: 50% approved of 26Morgan Stanley Private Bank, National Association: 65% approved of 20Bank of America, National Association: 79% approved of 48Citibank, National Association: 91% approved of 34JPMorgan Chase Bank, National Association: 94% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in New York County

LenderApprovalApprovedTaken upTypical loanLoans made
1JPMorgan Chase Bank, National Association94%47 / 5094%$1.41M44
2Bank of America, National Association79%38 / 48100%$1.67M38
3Citibank, National Association91%31 / 3497%$1.70M30
4TD Bank, National Association38%13 / 34100%$955K13
5Wells Fargo Bank, National Association38%10 / 26100%$1.79M10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 115 more lenders.

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