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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Nassau County, New York

Fat Boy Data analyzed home improvement loan activity in Nassau County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,533 applications were decided by 119 lenders between 2023 and 2025.

Nassau County at a glance

119Active lenders29 with 20+ decisions
50.4%Market approval rate7,328 of 14,533 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,985 loans funded

How Nassau County compares

Approval rate compared
Nassau County50.4%New York58.6%All 616 counties62.7%
Typical loan compared
Nassau County$155KNew York$75KAll 616 counties$75K

What the data shows

Fourleaf made the most home improvement loans in Nassau County, NY, 1,976 of them.

That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 91% of 53.

Lenders approved 50.4% of home improvement loan applications in Nassau County, NY, 8.2 percentage points below the New York rate of 58.6%.

The typical home improvement loan here is $155K, 107% larger than the New York typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 25% approved of 625Alliant Credit Union: 33% approved of 42U.S. Bank National Association: 35% approved of 150Bank of America, National Association: 38% approved of 1,210Pentagon Federal Credit Union: 41% approved of 116Flagstar Bank, National Association: 43% approved of 23Manufacturers and Traders Trust Company: 44% approved of 429Fourleaf: 46% approved of 4,446Navy Federal Credit Union: 51% approved of 173Citibank, National Association: 51% approved of 222Third Federal Savings And Loan Association Of Cleveland: 52% approved of 58Municipal Credit Union: 53% approved of 262Citizens Bank, National Association: 54% approved of 1,457TD Bank, National Association: 56% approved of 1,353PNC Bank, National Association: 56% approved of 142Webster Bank, National Association: 57% approved of 97American Airlines Federal Credit Union: 58% approved of 53Jovia Financial: 59% approved of 2,462Broadview Federal Credit Union: 61% approved of 28Figure Lending LLC: 62% approved of 45Valley National Bank: 64% approved of 118Suffolk: 65% approved of 222Ocean Financial Federal Credit Union: 67% approved of 43Crosscountry Mortgage, LLC: 68% approved of 22JPMorgan Chase Bank, National Association: 74% approved of 87Island Federal Credit Union: 77% approved of 186Rocket Mortgage, LLC: 79% approved of 39Hsbc Bank USA, N.A.tional Association: 80% approved of 20Homebridge Financial Services, Inc.: 91% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Nassau County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fourleaf46%2,030 / 4,44697%$145K1,976
2Jovia Financial59%1,446 / 2,46293%$155K1,343
3Citizens Bank, National Association54%793 / 1,45797%$205K766
4TD Bank, National Association56%760 / 1,35398%$185K745
5Bank of America, National Association38%456 / 1,21097%$155K442

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 114 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Nassau County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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