refinance lenders · HMDA 2023–2025

Refinance lenders in Chautauqua County, New York

Fat Boy Data analyzed mortgage refinance activity in Chautauqua County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 612 applications were decided by 57 lenders between 2023 and 2025.

Chautauqua County at a glance

57Active lenders7 with 20+ decisions
73.2%Market approval rate448 of 612 decided
$85KTypical loanmedian lender, $10K brackets
96%Borrower take-up432 loans funded

How Chautauqua County compares

Approval rate compared
Chautauqua County73.2%New York71.0%All 616 counties76.5%
Typical loan compared
Chautauqua County$85KNew York$205KAll 616 counties$295K

What the data shows

Community Bank, National Association made the most mortgage refinances in Chautauqua County, NY, 154 of them.

That is 36% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Lake Shore Bank approved the highest share of applications among lenders with at least 20 decisions here, 84% of 55.

The typical mortgage refinance here is $85K, 59% smaller than the New York typical of $205K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Rocket Mortgage, LLC: 69% approved of 58KeyBank National Association: 71% approved of 42Manufacturers and Traders Trust Company: 72% approved of 60Royal United Mortgage LLC: 73% approved of 26Western Division Federal Credit Union: 75% approved of 24Community Bank, National Association: 79% approved of 195Lake Shore Bank: 84% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Chautauqua County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank, National Association79%155 / 19599%$85K154
2Manufacturers and Traders Trust Company72%43 / 6093%$105K40
3Rocket Mortgage, LLC69%40 / 5898%$125K39
4Lake Shore Bank84%46 / 55100%$105K46
5KeyBank National Association71%30 / 4293%$65K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 52 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Chautauqua County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Chautauqua County

Nearby markets