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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Chautauqua County, New York

Fat Boy Data analyzed cash-out refinance activity in Chautauqua County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 574 applications were decided by 50 lenders between 2023 and 2025.

Chautauqua County at a glance

50Active lenders5 with 20+ decisions
67.9%Market approval rate390 of 574 decided
$115KTypical loanmedian lender, $10K brackets
98%Borrower take-up381 loans funded

How Chautauqua County compares

Approval rate compared
Chautauqua County67.9%New York72.6%All 616 counties68.2%
Typical loan compared
Chautauqua County$115KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Chautauqua County, NY, 180 of them.

That is 47% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Greater Woodlawn Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical cash-out refinance here is $115K, 38% smaller than the New York typical of $185K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%KeyBank National Association: 46% approved of 24Loandepot.Com, LLC: 48% approved of 21Rocket Mortgage, LLC: 74% approved of 250Northwest Bank: 79% approved of 70Greater Woodlawn Federal Credit Union: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Chautauqua County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC74%184 / 25098%$115K180
2Northwest Bank79%55 / 70100%$105K55
3KeyBank National Association46%11 / 24100%$95K11
4Greater Woodlawn Federal Credit Union95%20 / 21100%$105K20
5Loandepot.Com, LLC48%10 / 21100%$135K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Chautauqua County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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