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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sandoval County, New Mexico

Fat Boy Data analyzed home improvement loan activity in Sandoval County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,591 applications were decided by 66 lenders between 2023 and 2025.

Sandoval County at a glance

66Active lenders18 with 20+ decisions
68.6%Market approval rate1,092 of 1,591 decided
$55KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,029 loans funded

How Sandoval County compares

Approval rate compared
Sandoval County68.6%New Mexico66.6%All 616 counties62.7%
Typical loan compared
Sandoval County$55KNew Mexico$55KAll 616 counties$75K

What the data shows

Nusenda made the most home improvement loans in Sandoval County, NM, 249 of them.

Sunward approved the highest share of applications among lenders with at least 20 decisions here, 92% of 123.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 35% approved of 48U.S. Bank National Association: 39% approved of 79Bank of America, National Association: 42% approved of 158Spring Eq, LLC: 44% approved of 45BOKF, National Association: 56% approved of 113BMO Bank National Association: 59% approved of 27Figure Lending LLC: 59% approved of 32Mountain America Federal Credit Union: 62% approved of 26HTLF Bank: 62% approved of 45PNC Bank, National Association: 72% approved of 43Kirtland Federal Credit Union: 75% approved of 127Del Norte Credit Union: 76% approved of 21Navy Federal Credit Union: 77% approved of 47Sandia Area: 77% approved of 116Nusenda: 82% approved of 323State Employees Credit Union: 92% approved of 24Sunward: 92% approved of 123Coastal Community Bank: 97% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Sandoval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda82%265 / 32394%$55K249
2Bank of America, National Association42%66 / 158100%$55K66
3Kirtland Federal Credit Union75%95 / 12795%$65K90
4Sunward92%113 / 123100%$105K113
5Sandia Area77%89 / 116100%$55K89

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 61 more lenders.

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