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mortgage lenders · HMDA 2023–2025

Mortgage lenders in New Mexico

Fat Boy Data analyzed home purchase mortgage activity in New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 52,216 applications were decided by 473 lenders between 2023 and 2025.

New Mexico at a glance

473Active lenders153 with 20+ decisions
83.4%Market approval rate43,534 of 52,216 decided
$275KTypical loanmedian lender, $10K brackets
96%Borrower take-up41,597 loans funded

How New Mexico compares

Approval rate compared
New Mexico83.4%All 616 counties87.6%
Typical loan compared
New Mexico$275KAll 616 counties$335K

What the data shows

Waterstone Mortgage Corporation made the most home purchase mortgages in New Mexico, 4,535 of them.

Nations Lending Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 317.

The typical home purchase mortgage here is $275K, 18% smaller than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 16% approved of 1,771Credit Human Federal Credit Union: 18% approved of 44821St Mortgage Corporation: 27% approved of 3,653Triad Financial Services, Inc.: 41% approved of 418FirstLight Federal Credit Union: 56% approved of 344Bank of America, National Association: 71% approved of 437U.S. Bank National Association: 76% approved of 265Kind Lending, LLC: 79% approved of 371Flagstar Bank, National Association: 79% approved of 210Rocky Mountain Mortgage Company: 79% approved of 208USAA Federal Savings Bank: 80% approved of 389Pennymac Loan Services, LLC: 81% approved of 207Wells Fargo Bank, National Association: 82% approved of 319Loandepot.Com, LLC: 82% approved of 282Del Norte Credit Union: 84% approved of 176Dhi Mortgage Company, Ltd.: 85% approved of 1,157Gateway First Bank: 85% approved of 175Pulte Mortgage LLC: 85% approved of 1,026Homeamerican Mortgage Corporation: 88% approved of 196Rocket Mortgage, LLC: 89% approved of 1,340American Pacific Mortgage Corporation: 89% approved of 281Navy Federal Credit Union: 89% approved of 575Freedom Mortgage Corporation: 90% approved of 157Guaranteed Rate, Inc.: 90% approved of 504Mortgage Research Center, LLC: 90% approved of 963Hometrust Mortgage Company: 90% approved of 441Plaza Home Mortgage, Inc.: 91% approved of 296BOKF, National Association: 93% approved of 1,528United Wholesale Mortgage, LLC: 93% approved of 2,753Kirtland Federal Credit Union: 93% approved of 268Change Lending, LLC: 93% approved of 308Amcap Mortgage, Ltd.: 93% approved of 264Nusenda: 93% approved of 1,104Cmg Mortgage, Inc.: 94% approved of 1,188Cardinal Financial Company, Limited Partnership: 94% approved of 410JPMorgan Chase Bank, National Association: 94% approved of 838Builders Choice Mortgage LLC: 94% approved of 189New American Funding, LLC: 94% approved of 231Click N' Close, Inc.: 94% approved of 412Directors Mortgage, Inc.: 95% approved of 755Primary Residential Mortgage, Inc.: 95% approved of 2,073Movement Mortgage, LLC: 95% approved of 238Primelending, A Plainscapital Company: 95% approved of 1,086Fairway Independent Mortgage Corporation: 95% approved of 166Plains Commerce Bank: 96% approved of 247Waterstone Mortgage Corporation: 96% approved of 4,787Union Home Mortgage Corp.: 96% approved of 186Sunflower Bank, National Association: 96% approved of 435Citizens Bank of Las Cruces: 96% approved of 775Sunward: 97% approved of 993Guild Mortgage Company LLC: 97% approved of 4,197Bell Bank: 97% approved of 412Academy Mortgage Corporation: 97% approved of 294Mortgage Solutions of Colorado, LLC: 97% approved of 465V.I.P. Mortgage, Inc.: 97% approved of 345Cornerstone Capital Bank, Ssb: 97% approved of 488Calcon Mutual Mortgage LLC: 97% approved of 422Gold Star Mortgage Financial Group, Corporation: 98% approved of 171Crosscountry Mortgage, LLC: 98% approved of 626Nations Lending Corporation: 99% approved of 317

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in New Mexico

LenderApprovalApprovedTaken upTypical loanLoans made
1Waterstone Mortgage Corporation96%4,587 / 4,78799%$235K4,535
2Guild Mortgage Company LLC97%4,057 / 4,19791%$245K3,711
321St Mortgage Corporation27%984 / 3,65393%$105K918
4United Wholesale Mortgage, LLCBroker only93%2,555 / 2,75398%$305K2,510
5Primary Residential Mortgage, Inc.95%1,963 / 2,073100%$265K1,963

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 468 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in New Mexico. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Counties in New Mexico

Bernalillo CountyCountyDoña Ana CountyCountySanta Fe CountyCountySandoval CountyCountySan Juan CountyCounty