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investment property lenders · HMDA 2023–2025

Investment property lenders in New Mexico

Fat Boy Data analyzed investment property mortgage activity in New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,831 applications were decided by 316 lenders between 2023 and 2025.

New Mexico at a glance

316Active lenders51 with 20+ decisions
83.6%Market approval rate3,203 of 3,831 decided
$225KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,030 loans funded

How New Mexico compares

Approval rate compared
New Mexico83.6%All 616 counties87.5%
Typical loan compared
New Mexico$225KAll 616 counties$255K

What the data shows

Waterstone Mortgage Corporation made the most investment property mortgages in New Mexico, 139 of them.

Nations Lending Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical investment property mortgage here is $225K, 12% smaller than the the United States typical of $255K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 19% approved of 5321St Mortgage Corporation: 29% approved of 142Homexpress Mortgage Corp.: 29% approved of 38Lendingone, LLC: 34% approved of 53Rpe Home Inc.: 35% approved of 23Navy Federal Credit Union: 50% approved of 26USAA Federal Savings Bank: 61% approved of 36HTLF Bank: 63% approved of 30First New Mexico Bank, Las Cruces: 64% approved of 28FirstLight Federal Credit Union: 69% approved of 26Mountain America Federal Credit Union: 71% approved of 31Bank of America, National Association: 73% approved of 70Plaza Home Mortgage, Inc.: 75% approved of 28Kind Lending, LLC: 76% approved of 49U.S. Bank National Association: 76% approved of 37Loandepot.Com, LLC: 77% approved of 22Primelending, A Plainscapital Company: 85% approved of 53Movement Mortgage, LLC: 85% approved of 20Pennymac Loan Services, LLC: 86% approved of 28Sunward: 86% approved of 94Wells Fargo Bank, National Association: 86% approved of 59Angel Oak Mortgage Solutions LLC: 87% approved of 31Rocket Mortgage, LLC: 88% approved of 132The Citizens Bank: 88% approved of 33Loan Funder LLC: 88% approved of 51Dhi Mortgage Company, Ltd.: 88% approved of 26United Wholesale Mortgage, LLC: 89% approved of 185Pulte Mortgage LLC: 89% approved of 27BOKF, National Association: 90% approved of 121Kirtland Federal Credit Union: 91% approved of 33Nexera Holding LLC: 91% approved of 23Hometrust Mortgage Company: 92% approved of 26Nusenda: 94% approved of 123Guaranteed Rate, Inc.: 94% approved of 32Sunflower Bank, National Association: 96% approved of 24Crosscountry Mortgage, LLC: 96% approved of 52American Heritage Lending, LLC: 96% approved of 55Bell Bank: 97% approved of 29Primary Residential Mortgage, Inc.: 97% approved of 124The Loan Store, Inc.: 97% approved of 33JPMorgan Chase Bank, National Association: 98% approved of 44Directors Mortgage, Inc.: 98% approved of 46Citizens Bank of Las Cruces: 98% approved of 108Guild Mortgage Company LLC: 99% approved of 135Waterstone Mortgage Corporation: 99% approved of 143Nations Lending Corporation: 100% approved of 34Calcon Mutual Mortgage LLC: 100% approved of 31Cmg Mortgage, Inc.: 100% approved of 31Lima One Capital, LLC: 100% approved of 25Morgan Stanley Private Bank, National Association: 100% approved of 24Dominion Financial Services, LLC: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in New Mexico

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%164 / 185100%$245K164
2Waterstone Mortgage Corporation99%141 / 14399%$215K139
321St Mortgage Corporation29%41 / 14285%$115K35
4Guild Mortgage Company LLC99%133 / 13591%$215K121
5Rocket Mortgage, LLC88%116 / 13296%$225K111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 311 more lenders.

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Other lending data for New Mexico

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Counties in New Mexico

Bernalillo CountyCountyDoña Ana CountyCountySanta Fe CountyCountySandoval CountyCountySan Juan CountyCounty