HomeNew JerseySomerset CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Somerset County, New Jersey

Fat Boy Data analyzed investment cash-out refinance activity in Somerset County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 262 applications were decided by 94 lenders between 2023 and 2025.

Somerset County at a glance

94Active lenders0 with 20+ decisions
75.2%Market approval rate197 of 262 decided
$345KTypical loanmedian lender, $10K brackets
92%Borrower take-up182 loans funded

How Somerset County compares

Approval rate compared
Somerset County75.2%New Jersey77.8%All 616 counties73.1%
Typical loan compared
Somerset County$345KNew Jersey$325KAll 616 counties$205K

What the data shows

Velocity Commercial Capital, LLC made the most investment cash-out refinances in Somerset County, NJ, 12 of them.

Investment property cash-out lenders in Somerset County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only47%9 / 19100%$155K9
2Homexpress Mortgage Corp.Broker only79%11 / 14100%$345K11
3Velocity Commercial Capital, LLCLimited sample100%12 / 12100%$355K12
4Hometown Equity Mortgage, LLCLimited sample50%5 / 10100%$435K5
5Rocket Mortgage, LLCLimited sample89%8 / 9100%$235K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 89 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Somerset County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
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  • Branch count and how to apply
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