Home›New Jersey›Somerset County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Somerset County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Somerset County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,634 applications were decided by 385 lenders between 2023 and 2025.

Somerset County at a glance

385Active lenders98 with 20+ decisions
91.5%Market approval rate8,815 of 9,634 decided
$475KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,499 loans funded

How Somerset County compares

Approval rate compared
Somerset County91.5%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Somerset County$475KNew Jersey$445KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Somerset County, NJ, 446 of them.

Kearny Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 69.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%First Technology: 66% approved of 38Fulton Bank, National Association: 72% approved of 47Bank of America, National Association: 76% approved of 272Navy Federal Credit Union: 79% approved of 52Pennymac Loan Services, LLC: 80% approved of 140PNC Bank, National Association: 81% approved of 161Northpointe Bank: 85% approved of 39Affinity: 85% approved of 114Somerset Regal Bank: 85% approved of 62Mortgage Research Center, LLC: 86% approved of 50Freedom Mortgage Corporation: 86% approved of 44Citizens Bank, National Association: 87% approved of 127Wells Fargo Bank, National Association: 87% approved of 193TD Bank, National Association: 87% approved of 231U.S. Bank National Association: 88% approved of 179Plaza Home Mortgage, Inc.: 89% approved of 36Newrez LLC: 90% approved of 69Rocket Mortgage, LLC: 90% approved of 498Paramount Residential Mortgage Group, Inc.: 91% approved of 116United Wholesale Mortgage, LLC: 91% approved of 514JPMorgan Chase Bank, National Association: 91% approved of 280Nbkc Bank: 92% approved of 36NVR Mortgage Finance, Inc.: 92% approved of 37Mlb Residential Lending, LLC: 92% approved of 75Valley National Bank: 92% approved of 65Provident Bank: 92% approved of 66Manufacturers and Traders Trust Company: 93% approved of 95Absolute Home Mortgage Corporation: 93% approved of 99Prosperity Home Mortgage, LLC: 93% approved of 89K. Hovnanian American Mortgage, L.L.C.: 93% approved of 90Fairway Independent Mortgage Corporation: 93% approved of 75Nj Lenders Corp.: 94% approved of 206Pulte Mortgage LLC: 94% approved of 105Lakeland Bank: 94% approved of 54Nationwide Mortgage Bankers, Inc.: 95% approved of 39Advisors Mortgage Group, L.L.C.: 95% approved of 118Loandepot.Com, LLC: 95% approved of 126Mld Mortgage Inc.: 95% approved of 63Primelending, A Plainscapital Company: 95% approved of 43Peapack Private Bank & Trust: 95% approved of 66Mortgage Access Corp.: 96% approved of 93Guaranteed Rate, Inc.: 96% approved of 271OceanFirst Bank, National Association: 96% approved of 55American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 112Bond Street Mortgage, LLC: 96% approved of 56Movement Mortgage, LLC: 97% approved of 216Kwik Mortgage Corporation: 97% approved of 64Provident Funding Associates, L.P.: 97% approved of 102Citibank, National Association: 98% approved of 83Crosscountry Mortgage, LLC: 98% approved of 379Guaranteed Rate Affinity, LLC: 98% approved of 253New American Funding, LLC: 98% approved of 44Union Home Mortgage Corp.: 98% approved of 89Keystone Funding, Inc.: 98% approved of 45American Federal Mortgage Corporation: 98% approved of 119Cmg Mortgage, Inc.: 98% approved of 123Embrace Home Loans, Inc.: 99% approved of 330Kearny Bank: 100% approved of 69Gateway First Bank: 100% approved of 59Morgan Stanley Private Bank, National Association: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Somerset County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%466 / 51498%$445K459
2Rocket Mortgage, LLC90%450 / 49899%$475K446
3Crosscountry Mortgage, LLC98%370 / 37999%$465K368
4Embrace Home Loans, Inc.99%327 / 33094%$545K307
5JPMorgan Chase Bank, National Association91%256 / 28099%$535K254

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 380 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Somerset County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Somerset County

Home improvement loans in Somerset CountyCash-out refinance in Somerset CountyRefinance in Somerset CountyInvestment property purchase in Somerset CountyInvestment cash-out refinance in Somerset CountyInvestment refinance in Somerset CountyInvestment home improvement in Somerset County

Nearby markets

All lending in Somerset CountyCounty overviewMortgage lenders across New JerseyStatewideHunterdon CountyNearby countyMercer CountyNearby countyMiddlesex CountyNearby countyMorris CountyNearby countyUnion CountyNearby county