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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in New Jersey

Fat Boy Data analyzed investment cash-out refinance activity in New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,349 applications were decided by 376 lenders between 2023 and 2025.

New Jersey at a glance

376Active lenders94 with 20+ decisions
77.8%Market approval rate11,163 of 14,349 decided
$325KTypical loanmedian lender, $10K brackets
93%Borrower take-up10,430 loans funded

How New Jersey compares

Approval rate compared
New Jersey77.8%All 616 counties73.1%
Typical loan compared
New Jersey$325KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in New Jersey, 1,022 of them.

Advisors Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 110.

The typical investment cash-out refinance here is $325K, 59% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Police & Fire Federal Credit Union: 19% approved of 154Amerisave Mortgage Corporation: 23% approved of 277Quorum Federal Credit Union: 39% approved of 62Lendingone, LLC: 44% approved of 273Newrez LLC: 48% approved of 220Wells Fargo Bank, National Association: 48% approved of 129Hometown Equity Mortgage, LLC: 53% approved of 450Carrington Mortgage Services, LLC: 55% approved of 110New American Funding, LLC: 57% approved of 68Nationstar Mortgage LLC: 62% approved of 78Loandepot.Com, LLC: 62% approved of 120Homexpress Mortgage Corp.: 63% approved of 290JPMorgan Chase Bank, National Association: 63% approved of 94Kind Lending, LLC: 64% approved of 61Citizens Bank, National Association: 65% approved of 54Ice Lender Holdings LLC: 65% approved of 336Provident Bank: 67% approved of 48Homebridge Financial Services, Inc.: 68% approved of 77Pennymac Loan Services, LLC: 68% approved of 147Silver Hill Funding, LLC: 69% approved of 75United Wholesale Mortgage, LLC: 70% approved of 852All Credit Considered Mortgage, Inc.: 71% approved of 52Valley National Bank: 72% approved of 46Rocket Mortgage, LLC: 73% approved of 451Ocmbc, Inc.: 75% approved of 145Deephaven Mortgage LLC: 76% approved of 99Plaza Home Mortgage, Inc.: 77% approved of 90Lima One Capital, LLC: 79% approved of 124Champions Funding, LLC: 79% approved of 502American Financial Network, Inc.: 79% approved of 101Abl Rpc Residential Credit Acquisition LLC: 80% approved of 190Angel Oak Mortgage Solutions LLC: 81% approved of 93A&D Mortgage LLC: 82% approved of 226Change Lending, LLC: 83% approved of 88Arc Home LLC: 84% approved of 114Amwest Funding Corp.: 86% approved of 90Nj Lenders Corp.: 86% approved of 73Logan Finance Corporation: 88% approved of 286Movement Mortgage, LLC: 88% approved of 77Guaranteed Rate, Inc.: 90% approved of 203Bpl Mortgage, LLC: 91% approved of 509Loan Funder LLC: 91% approved of 1,151Emporium Tpo LLC: 91% approved of 302American Heritage Lending, LLC: 92% approved of 177Cmg Mortgage, Inc.: 92% approved of 89Nexera Holding LLC: 93% approved of 107First Colony Mortgage Corporation: 94% approved of 119United Mortgage Corp.: 94% approved of 54The Loan Store, Inc.: 95% approved of 187Royal Pacific Funding Corp.: 95% approved of 61Ark Mortgage, Inc.: 96% approved of 159Constructive Loans, LLC: 96% approved of 352Citadel Servicing Corporation: 96% approved of 241Crosscountry Mortgage, LLC: 97% approved of 298American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 66Velocity Commercial Capital, LLC: 100% approved of 448Rf Renovo Management Company, LLC: 100% approved of 357Advisors Mortgage Group, L.L.C.: 100% approved of 110Dominion Financial Services, LLC: 100% approved of 81Mld Mortgage Inc.: 100% approved of 48

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in New Jersey

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC91%1,045 / 1,15198%$215K1,022
2United Wholesale Mortgage, LLCBroker only70%595 / 85299%$305K590
3Bpl Mortgage, LLC91%462 / 50987%$225K400
4Champions Funding, LLC79%397 / 502100%$375K395
5Rocket Mortgage, LLC73%331 / 45198%$255K325

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 371 more lenders.

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Other lending data for New Jersey

Mortgage lenders in New JerseyHome improvement loans in New JerseyCash-out refinance in New JerseyRefinance in New JerseyInvestment property purchase in New JerseyInvestment refinance in New JerseyInvestment home improvement in New Jersey

Counties in New Jersey

Bergen CountyCountyMiddlesex CountyCountyEssex CountyCountyHudson CountyCountyOcean CountyCountyMonmouth CountyCountyUnion CountyCountyCamden CountyCountyPassaic CountyCountyMorris CountyCountyBurlington CountyCountyMercer CountyCounty