HomeMissouriBoone CountyRefinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Boone County, Missouri

Fat Boy Data analyzed mortgage refinance activity in Boone County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,304 applications were decided by 131 lenders between 2023 and 2025.

Boone County at a glance

131Active lenders17 with 20+ decisions
86.2%Market approval rate1,124 of 1,304 decided
$245KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,041 loans funded

How Boone County compares

Approval rate compared
Boone County86.2%Missouri82.7%All 616 counties76.5%
Typical loan compared
Boone County$245KMissouri$245KAll 616 counties$295K

What the data shows

Simmons Bank made the most mortgage refinances in Boone County, MO, 129 of them.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 71.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Regions Bank: 71% approved of 24Mortgage Research Center, LLC: 75% approved of 44Rocket Mortgage, LLC: 77% approved of 53Newrez LLC: 79% approved of 29Pennymac Loan Services, LLC: 84% approved of 51Simmons Bank: 86% approved of 163The Central Trust Bank: 87% approved of 71Commerce Bank: 89% approved of 71United Wholesale Mortgage, LLC: 91% approved of 66West Community Credit Union: 93% approved of 27The Bank of Missouri: 93% approved of 28Village Capital & Investment LLC: 94% approved of 33First State Community Bank: 96% approved of 24Freedom Mortgage Corporation: 97% approved of 37Exchange Bank of Missouri: 98% approved of 40Multipli Federal Credit Union: 98% approved of 42Flat Branch Mortgage, Inc.: 100% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Simmons Bank86%140 / 16392%$65K129
2The Central Trust Bank87%62 / 7198%$205K61
3Flat Branch Mortgage, Inc.100%71 / 71100%$255K71
4Commerce Bank89%63 / 71100%$75K63
5United Wholesale Mortgage, LLCBroker only91%60 / 6698%$345K59

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 126 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Boone County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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