HomeMissouriBoone CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Boone County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Boone County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,445 applications were decided by 119 lenders between 2023 and 2025.

Boone County at a glance

119Active lenders17 with 20+ decisions
74.1%Market approval rate1,071 of 1,445 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,017 loans funded

How Boone County compares

Approval rate compared
Boone County74.1%Missouri70.6%All 616 counties68.2%
Typical loan compared
Boone County$155KMissouri$155KAll 616 counties$155K

What the data shows

The Central Trust Bank made the most cash-out refinances in Boone County, MO, 211 of them.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 40.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 97New Day Financial, LLC: 41% approved of 22Mortgage Research Center, LLC: 52% approved of 54Carrington Mortgage Services, LLC: 54% approved of 28Loandepot.Com, LLC: 63% approved of 30Mutual of Omaha Mortgage, Inc.: 65% approved of 20MISSOURI Credit Union: 67% approved of 30Newrez LLC: 67% approved of 27Pennymac Loan Services, LLC: 70% approved of 40Freedom Mortgage Corporation: 71% approved of 28United Wholesale Mortgage, LLC: 75% approved of 36Rocket Mortgage, LLC: 83% approved of 235Nationstar Mortgage LLC: 83% approved of 30Das Acquisition Company, LLC: 86% approved of 21Multipli Federal Credit Union: 91% approved of 141The Central Trust Bank: 92% approved of 231Flat Branch Mortgage, Inc.: 95% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%195 / 23597%$155K189
2The Central Trust Bank92%212 / 231100%$85K211
3Multipli Federal Credit Union91%129 / 14184%$125K108
4Amerisave Mortgage Corporation29%28 / 9796%$65K27
5Mortgage Research Center, LLC52%28 / 5496%$225K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 114 more lenders.

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