Home improvement loan lenders in Scott County, Minnesota
Fat Boy Data analyzed home improvement loan activity in Scott County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,778 applications were decided by 95 lenders between 2023 and 2025.
Scott County at a glance
How Scott County compares
What the data shows
Trustone Financial Credit Union made the most home improvement loans in Scott County, MN, 217 of them.
Baxter Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.
The typical home improvement loan here is $75K, 15% larger than the Minnesota typical of $65K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Scott County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Trustone Financial Credit Union | 76% | 220 / 289 | 99% | $65K | 217 |
| 2 | Wings Financial Credit Union | 83% | 185 / 222 | 83% | $105K | 153 |
| 3 | U.S. Bank National Association | 57% | 117 / 207 | 96% | $95K | 112 |
| 4 | Affinity Plus | 94% | 109 / 116 | 96% | $65K | 105 |
| 5 | The Huntington National Bank | 55% | 59 / 108 | 93% | $85K | 55 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 90 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest home improvement loan lenders in Scott County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.