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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Hennepin County, Minnesota

Fat Boy Data analyzed home improvement loan activity in Hennepin County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,167 applications were decided by 166 lenders between 2023 and 2025.

Hennepin County at a glance

166Active lenders46 with 20+ decisions
73.7%Market approval rate8,964 of 12,167 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up8,218 loans funded

How Hennepin County compares

Approval rate compared
Hennepin County73.7%Minnesota75.1%All 616 counties62.7%
Typical loan compared
Hennepin County$75KMinnesota$65KAll 616 counties$75K

What the data shows

Trustone Financial Credit Union made the most home improvement loans in Hennepin County, MN, 1,446 of them.

University Of Wisconsin Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical home improvement loan here is $75K, 15% larger than the Minnesota typical of $65K.

Only 1 lender here typically writes at or below $35K: Tradition Capital Bank.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 25% approved of 206Spring Eq, LLC: 29% approved of 135Alliant Credit Union: 43% approved of 37Bank of America, National Association: 50% approved of 333U.S. Bank National Association: 55% approved of 1,702BMO Bank National Association: 55% approved of 193The Huntington National Bank: 56% approved of 925Fourleaf: 56% approved of 41Pentagon Federal Credit Union: 56% approved of 32Wells Fargo Bank, National Association: 63% approved of 41Third Federal Savings And Loan Association Of Cleveland: 65% approved of 51PNC Bank, National Association: 66% approved of 68Associated Bank, National Association: 67% approved of 150Navy Federal Credit Union: 68% approved of 91City & County Credit Union: 69% approved of 42Citizens Bank, National Association: 70% approved of 61Guaranteed Rate, Inc.: 71% approved of 21Figure Lending LLC: 72% approved of 187Royal Credit Union: 72% approved of 209Genisys Credit Union: 72% approved of 29Frandsen Bank & Trust: 75% approved of 20Old National Bank: 76% approved of 154MidWestOne Bank: 78% approved of 27Trustone Financial Credit Union: 78% approved of 1,926Ideal: 79% approved of 81Think Mutual Bank: 79% approved of 77Connexus Credit Union: 80% approved of 71Topline Financial Credit Union: 81% approved of 372Nationstar Mortgage LLC: 81% approved of 27Wings Financial Credit Union: 84% approved of 1,204Veridian Credit Union: 85% approved of 113Expedition Credit Union: 85% approved of 20Sharepoint Credit Union: 88% approved of 56Highland Bank: 88% approved of 182Blaze Credit Union: 88% approved of 628Hiway Credit Union: 89% approved of 85Bell Bank: 90% approved of 521Anoka Hennepin Credit Union: 91% approved of 32Bremer Bank, National Association: 91% approved of 33Alerus Financial, National Association: 91% approved of 137Affinity Plus: 92% approved of 741Baxter Credit Union: 92% approved of 293Deerwood Bank: 93% approved of 105Tradition Capital Bank: 96% approved of 26Coastal Community Bank: 100% approved of 170University Of Wisconsin Credit Union: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Hennepin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Trustone Financial Credit Union78%1,500 / 1,92696%$65K1,446
2U.S. Bank National Association55%937 / 1,70297%$85K906
3Wings Financial Credit Union84%1,009 / 1,20478%$75K786
4The Huntington National Bank56%514 / 92594%$85K484
5Affinity Plus92%679 / 74196%$55K655

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 161 more lenders.

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