Lender profile · HMDA 2023–2025
Affinity Plus mortgage approval rates & lending data
Affinity Plus decided 5,217 mortgage applications and funded 4,562 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 750 / 767 | 99% | $285K | 746 |
| Home improvement loans | 92% | 2,863 / 3,095 | 97% | $55K | 2,780 |
| Cash-out refinance | 45% | 97 / 214 | 97% | $195K | 94 |
| Refinance | 87% | 925 / 1,067 | 98% | $85K | 902 |
| Investment home improvement | 63% | 26 / 41 | 96% | $65K | 25 |
Affinity Plus lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 90% | $55K | 5,148 | 4,501 |
| Wisconsin | 89% | $25K | 35 | 28 |
| North Dakota | 100% | $55K | 33 | 33 |
| Oklahoma | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.