HomeMichiganSaginaw CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Saginaw County, Michigan

Fat Boy Data analyzed investment cash-out refinance activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 168 applications were decided by 50 lenders between 2023 and 2025.

Saginaw County at a glance

50Active lenders2 with 20+ decisions
70.8%Market approval rate119 of 168 decided
$75KTypical loanmedian lender, $10K brackets
96%Borrower take-up114 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County70.8%Michigan73.3%All 616 counties73.1%
Typical loan compared
Saginaw County$75KMichigan$105KAll 616 counties$205K

What the data shows

Frankenmuth Credit Union made the most investment cash-out refinances in Saginaw County, MI, 24 of them.

Frankenmuth Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical investment cash-out refinance here is $75K, 29% smaller than the Michigan typical of $105K.

Investment property cash-out lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only52%15 / 29100%$75K15
2Frankenmuth Credit Union100%24 / 24100%$75K24
3Wildfire Credit UnionLimited sample82%14 / 17100%$45K14
4Lake Huron Credit UnionLimited sample91%10 / 11100%$95K10
5Velocity Commercial Capital, LLCLimited sample100%7 / 7100%$95K7

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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