Lender profile · HMDA 2023–2025
Wildfire Credit Union mortgage approval rates & lending data
Wildfire Credit Union decided 681 mortgage applications and funded 569 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 247 / 251 | 100% | $165K | 247 |
| Home improvement loans | 80% | 82 / 103 | 99% | $65K | 81 |
| Cash-out refinance | 69% | 145 / 210 | 99% | $65K | 143 |
| Refinance | 79% | 48 / 61 | 100% | $35K | 48 |
Wildfire Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 84% | $65K | 681 | 569 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.