HomeMichiganSaginaw CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Saginaw County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,001 applications were decided by 129 lenders between 2023 and 2025.

Saginaw County at a glance

129Active lenders22 with 20+ decisions
66.8%Market approval rate1,337 of 2,001 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,280 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County66.8%Michigan71.5%All 616 counties68.2%
Typical loan compared
Saginaw County$105KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Saginaw County, MI, 305 of them.

Frankenmuth Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 55.

The typical cash-out refinance here is $105K, 16% smaller than the Michigan typical of $125K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 16% approved of 120Mortgage Research Center, LLC: 29% approved of 31Village Capital & Investment LLC: 43% approved of 21New Day Financial, LLC: 47% approved of 32Loandepot.Com, LLC: 48% approved of 61Carrington Mortgage Services, LLC: 48% approved of 58Newrez LLC: 61% approved of 41Wildfire Credit Union: 62% approved of 115Lake Huron Credit Union: 62% approved of 55United Wholesale Mortgage, LLC: 65% approved of 120Independent Bank: 65% approved of 20Pennymac Loan Services, LLC: 66% approved of 32Financial Plus Credit Union: 66% approved of 62Freedom Mortgage Corporation: 70% approved of 27Elga Credit Union: 71% approved of 21The Huntington National Bank: 73% approved of 153UNITED FINANCIAL Credit Union: 74% approved of 34Jolt Credit Union: 75% approved of 36Rocket Mortgage, LLC: 78% approved of 398Nationstar Mortgage LLC: 81% approved of 32Family First Credit Union: 85% approved of 20Frankenmuth Credit Union: 93% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%312 / 39898%$105K305
2The Huntington National Bank73%112 / 15396%$85K107
3United Wholesale Mortgage, LLCBroker only65%78 / 12096%$165K75
4Amerisave Mortgage Corporation16%19 / 12095%$75K18
5Wildfire Credit Union62%71 / 115100%$65K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 124 more lenders.

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