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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Kent County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Kent County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 25,876 applications were decided by 379 lenders between 2023 and 2025.

Kent County at a glance

379Active lenders90 with 20+ decisions
85.1%Market approval rate22,025 of 25,876 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up21,087 loans funded

How Kent County compares

Approval rate compared
Kent County85.1%Michigan84.6%All 616 counties87.6%
Typical loan compared
Kent County$285KMichigan$235KAll 616 counties$335K

What the data shows

Lake Michigan Credit Union made the most home purchase mortgages in Kent County, MI, 4,838 of them.

Mms Mortgage Services, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical home purchase mortgage here is $285K, 21% larger than the Michigan typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 12% approved of 49Tammac Holdings Corporation: 29% approved of 8721St Mortgage Corporation: 31% approved of 1,468GREENSTATE Credit Union: 37% approved of 208Zippy Loans, LLC: 37% approved of 67Triad Financial Services, Inc.: 44% approved of 2,123Flagstar Bank, National Association: 57% approved of 315Bank of America, National Association: 72% approved of 92Horizon Bank: 78% approved of 74First Merchants Bank: 84% approved of 49Newrez LLC: 84% approved of 105Navy Federal Credit Union: 85% approved of 79Michigan First Credit Union: 86% approved of 178United Bank of Michigan: 87% approved of 136Rocket Mortgage, LLC: 89% approved of 615Neighborhood Loans, Inc.: 91% approved of 1,361Michigan Mutual, Inc.: 91% approved of 80Fifth Third Bank, National Association: 91% approved of 670Barrington Bank & Trust Company, National Association: 91% approved of 47PNC Bank, National Association: 92% approved of 96JPMorgan Chase Bank, National Association: 92% approved of 301American Pacific Mortgage Corporation: 92% approved of 239United Federal Credit Union: 92% approved of 76Mercantile Bank: 92% approved of 822ChoiceOne Bank: 92% approved of 219The Huntington National Bank: 92% approved of 472Pennymac Loan Services, LLC: 93% approved of 56Mortgage Research Center, LLC: 93% approved of 167United Wholesale Mortgage, LLC: 94% approved of 1,472Dfcu Financial: 95% approved of 56Independent Bank: 95% approved of 568Fairway Independent Mortgage Corporation: 95% approved of 140Macatawa Bank, National Association: 95% approved of 80Van Dyk Mortgage Corporation: 95% approved of 141Old National Bank: 95% approved of 596Adventure Credit Union: 95% approved of 86Guaranteed Rate, Inc.: 96% approved of 91Centier Bank: 96% approved of 71Northpointe Bank: 96% approved of 325Top Flite Financial, Inc.: 96% approved of 77West Michigan Community Bank: 96% approved of 53Lake Michigan Credit Union: 97% approved of 5,062Union Home Mortgage Corp.: 97% approved of 200Crosscountry Mortgage, LLC: 97% approved of 202Pfn Lending Group, Inc.: 97% approved of 74The Dart Bank: 97% approved of 298First Community Mortgage, Inc.: 98% approved of 346Arbor Financial Credit Union: 98% approved of 46Ruoff Mortgage Company, Inc.: 98% approved of 49MICHIGAN STATE UNIVERSITY Federal Credit Union: 98% approved of 100Success Mortgage Partners, Inc.: 98% approved of 303T2 Financial LLC: 98% approved of 51Grand River Bank: 98% approved of 107Ark-La-Tex Financial Services, LLC.: 98% approved of 334Consumers Credit Union: 98% approved of 554Northern Mortgage Services, LLC: 99% approved of 477Guild Mortgage Company LLC: 99% approved of 455Mortgage 1 Incorporated: 99% approved of 535Churchill Mortgage Corporation: 99% approved of 378Mms Mortgage Services, Ltd.: 100% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lake Michigan Credit Union97%4,908 / 5,06299%$285K4,838
2Triad Financial Services, Inc.44%940 / 2,12344%$55K418
3United Wholesale Mortgage, LLCBroker only94%1,383 / 1,472100%$265K1,378
421St Mortgage Corporation31%458 / 1,46898%$65K450
5Neighborhood Loans, Inc.91%1,235 / 1,361100%$255K1,230

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 374 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Kent County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Kent County

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Nearby markets

All lending in Kent CountyCounty overviewMortgage lenders across MichiganStatewideAllegan CountyNearby countyMuskegon CountyNearby county